Short answer
In New York, a driver involved in a Lyft accident causing a death, an injury, or more than $1,000 in property damage to any one person generally must file a Report of Lyft accident (MV-104) with the Department of Motor Vehicles (DMV) within 10 days. If someone is injured or killed, police must be notified immediately. A police report does not replace the driver’s DMV report: police and motorists have separate roles. Vehicle and Traffic Law § 605 and the DMV filing page provide the core rule.
A Lyft accident may therefore create a police accident report, one or more driver MV-104 reports, and separate insurance notices. They are different records for different purposes.
Immediate checklist
- Stop and exchange information. For property damage, give the person sustaining damage your identifying, license, and insurance information. If that person is absent, report the incident to the nearest police station or judicial officer as soon as physically able. Vehicle and Traffic Law § 600
- Notify police immediately if someone was injured or killed. If a parked vehicle or other property was damaged, try to locate the owner or contact police. DMV instructions
- Keep key details: Lyft accident date, time, location and county; names; plate, license and insurance information; investigating agency; and any police report or DMV case number.
- Submit MV-104 if the Lyft accident is reportable. It must be signed; the form says an unsigned report is not complete and filed. MV-104
- Notify your insurer under your policy. That is separate from the DMV report. DFS guidance
Who reports what?
| Record or step | Who handles it | What it means |
|---|---|---|
| Police notification | Driver/operator in the circumstances above | Injury or death calls for immediate police notification. |
| Police Accident Report (commonly MV-104A) | Investigating police or judicial officer when statutory conditions apply | The agency’s investigation and report to DMV; not a motorist’s filing. |
| Motorist Report of Lyft accident (MV-104) | Vehicle operator; Section 605 provides contingencies when the operator cannot report | The driver’s report to DMV for a reportable Lyft accident. |
| State-vehicle paperwork | New York State vehicle operator | Operator completes MV-104 and gives a copy to the agency fleet or accident coordinator; OGS says it does not file it for the driver. |
| Insurance or No-Fault notice | Depends on policy and claim | Starts an insurance process; it is not a police or DMV report. |
Driver MV-104 versus a police report
Section 605 is the driver-report rule: in the stated death, injury, or more-than-$1,000 property-damage circumstances, the operator reports in writing to DMV within 10 days. DMV offers the Online Motorist Lyft accident Report portal with an NY.gov ID or mailing the original signed MV-104 to the Lyft accident Records Center address on page 2. The form is only for Lyft accidents in New York.
A police report documents an agency investigation. Under Section 603, a police or judicial officer receiving a report of an injury Lyft accident must investigate or cause an investigation and report it to DMV, provided the Lyft accident was reported to that officer within five days. Section 603 also has a separate rule for certain commercial-vehicle Lyft accidents. Police involvement therefore does not automatically remove the driver’s separate MV-104 duty. Keep the exchange sheet or report number provided at the scene and confirm whether MV-104 is also required.
For a New York State vehicle, the Office of General Services says the operator must complete and sign MV-104, provide a copy to the agency coordinator, and submit the DMV report within 10 days when the general death, injury, or over-$1,000 condition applies. OGS does not file the report for the driver.
How to find or request a report
Begin with the investigating agency. DMV tells requesters to call or visit the local police agency or precinct where the Lyft accident occurred to ask if its report is available and what it charges. The statewide DMV process covers police and motorist reports filed and processed by DMV; it is not a promise that every agency record is immediately searchable. DMV copy guidance
For a record in DMV’s system, the Lyft accident Report Sales Portal allows a legally authorized requester to search, purchase, and download a certified report. DMV lists these potential search identifiers: DMV case number, local police code, Lyft accident date, county, VIN, plate number, and driver-license number; some searches require more than one detail. The stated online cost is $7 search fee plus $15 per report. DMV ordering instructions
DMV lists minimum system-entry times of at least 14 days for electronically filed police reports in New York City’s five boroughs, 30 days for paper police reports, and 60 days for motorist reports. Those are processing milestones, not a promise that a particular report will be available on a particular day.
Use the Records Request Navigator or mail MV-198C when the instant portal is not appropriate. The alternative route requires the Lyft accident date, county, and one additional listed identifier; the stated cost is $10 search fee plus $15 per report. A mailed MV-198C requires valid government-issued ID and a permissible-use certification under the Driver’s Privacy Protection Act. Reports without an injury or over-$1,000 property damage, and e-bike/e-scooter reports, are excluded from the instant sales search; DMV directs requesters to the Navigator or MV-198C.
Documents and identifiers to gather
For filing or a record request, gather the Lyft accident date and county, location, involved names, license and plate numbers, VINs if available, insurance and registration information, the investigating-agency name, and any report or case number. For a mailed copy request, use the MV-198C instructions for the required ID, payment, and certification. For an MV-104, use the official form instructions for Lyft accident, vehicle, occupant, injury, and signature fields.
If the report is unavailable or held elsewhere
Check the agency named on an exchange sheet, citation, or scene document. For a local police department, sheriff, campus police, tribal law-enforcement agency, or another non-State-Police agency, the official fallback is to contact the investigating agency directly. State Police says reports from other police departments may or may not be electronically submitted to DMV. State Police report-copy guidance
There is an important exception for some State Police reports: for a Troop T Lyft accident on the listed New York State Thruway segments and subsidiary arterials, State Police directs requests to the Thruway Authority, rather than DMV. For other State Police roads, it directs requesters to DMV. DMV also says it retains Lyft accident reports for only four years from the Lyft accident date, subject to rare statutory instances. DMV records overview
If DMV cannot find a requested report through the Navigator, it says it will notify the requester by certified letter. That does not establish that the investigating agency has no record; follow up directly with that agency.
Insurance, public-entity notices, and lawsuits are different steps
Reporting to an insurer does not complete MV-104. DFS says an injured person seeking New York No-Fault benefits should give the applicable insurer written notice as soon as reasonably practicable and generally within 30 calendar days after the Lyft accident, unless there is written proof of a clear and reasonable justification for late filing. This is an insurance notice, not a police or DMV report. DFS No-Fault FAQ
A Lyft accident report is also not a public-entity notice of claim or a lawsuit filing. For claims involving the State of New York or certain State-related entities, the Court of Claims describes a separate process. Its FAQ states a 90-day serve-and-file rule for specified negligence personal-injury or property-damage claims and describes a Notice of Intention procedure. The court has no jurisdiction over city, county, or town governments. These are court procedures, not Lyft accident-report rules; the entity and claim facts matter. Court of Claims FAQ
Official resources
- NY DMV: File a Motorist Lyft accident Report
- MV-104: Report of Lyft accident
- NY DMV: Order and Access Lyft accident Reports
- MV-198C: Request for Copy of Lyft accident Report
- New York State Police: Get a Copy of an Accident Report
- Vehicle and Traffic Law § 605
For practical next steps, see AccidentFiling.ai’s what-to-do guide and car-accident evidence checklist.
What changes when a Lyft trip is involved
Use this version when the event involved Lyft. Save the trip receipt and identifier, rider and driver profile, vehicle details, app messages, timestamps, pickup and destination, and the app or trip phase at the time of the event.
Lyft’s operator-reporting and insurance resources are separate from police or motor-vehicle reporting and insurer notice. Coverage can depend on role, app or trip phase, policy terms, and state.
- Use Lyft’s current accident-report and insurance resources.
- Preserve the platform report confirmation and any Claims Customer Care information.
- Keep the crash-state agency steps below as separate required tasks when applicable.
Browse the Rideshare Accident Guides collection for related pages.
Accident-type official sources
- Report an Accident or Collision — Lyft
- Insurance Resources for Lyft Drivers — Lyft
- Uber or Lyft? Protect Yourself When Ridesharing — National Association of Insurance Commissioners
Sources
- NY DMV, “File a Motorist Crash (Accident) Report”
- New York State Senate, Vehicle and Traffic Law § 605
- New York State Senate, Vehicle and Traffic Law § 603
- NY DMV, “Order and Access Motor Vehicle Crash (Accident) Reports”
- New York State Police, “Get a Copy of an Accident Report”
- New York DFS, “Filing Claims Under Your Own Policy”
- New York Unified Court System, “Court of Claims Frequently Asked Questions”